I think I should get a bloody award for not having children, I'm pretty sure I'm the type of person who would insist they wear a seatbelt in the car and helmets on bikes, then turn around and accidentally leave them at a rest stop. For a "responsible" person, I have staggering moments of irresponsibility. It's just lucky that modern technology keeps me from monumentally cocking it all up.
I'm looking at you, beautiful, wonderful, life-saving automatic bill pay. I'm pretty sure my credit score would be wallowing in the craptastic range if it wasn't for you. And I don't mean to brag, but my credit card company said my score was 829! That's... good, right? The commercials all say 720 is "good", so I'm guessing I'll qualify for a car loan when the Mustang finally meets its maker, or a cement mixer, or a ditch. But my laissez faire attitude towards my finances has a dark side.
A dark, red wine colored side, as a matter of fact.
SOMEONE (I will not name names, Gelsey) gave me a code for Naked Wines. It's a subscription service for wine where you pay monthly and then you can order cases of wine to be delivered to your house. Pretty sweet, but the lowest level is $40 a month, and I really don't drink *that* much wine. But you got something like a free $100 for trying it out, and so I did, using a credit card that was soon to expire. And when I couldn't find the place to deactivate the account, the credit card expired, I used up all my stored credit, and thought that was the end of it.
Fast forward almost two years later. You see where this is going, yes?
Yes. Apparently they *did* find a way to charge my new card. And have been doing so. For almost two years.
How on earth did I not notice, you ask? Good question, and I'll answer that as soon as I run back to the rest stop to pick up the kids. Metaphorically, that is.
The credit card I used is one we don't use often, hubby uses it for some online game purchases and we use it if, for any reason, someplace doesn't take Discover. And I have it set to automatically pay the balance every month. Yes, I get an email that gives me the amount, but it's usually only about $50-$100 and I never thought... I just didn't even check, partly because I'd misplaced my password and dear god I'm lazy.
I had over $800 of wine credit.
That is a shitload of wine. I just ordered 21 bottles and still have over $500 of credit.
The good news is I found the place on the web site to deactivate my account! Which I will do as soon as I spend all the money out of my account. Until then, I will be the designated wine-bringer to all activities. Art night? Have some wine. Craft night? Have some wine! Game night? WINE!
That would have bought a LOT of yarn. :(